Dental and Vision

 

Why You Need Dental Insurance:

Dental insurance is a type of insurance designed to pay a portion of the costs associated with dental care. Dental care is not usually covered by just medical insurance, or medical supplemental insurances, although Medicare Part C plans often include dental coverage in the benefits.

There are several different types of dental insurance coverage’s, such as individual, family, or group dental insurance plans, and they are grouped into three primary coverage types:

  • Indemnity (or sometimes called: true dental insurance) which allows you to see any dentist you want who accepts insurance.
  • Preferred Provider Network dental plans.
  • Dental Health Managed Organizations (DHMO) in which you are assigned to an in-network dentist or in-network dental office and must stay within that network to receive your dental benefits.

Why You Need Vision Insurance:

Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists. The typical vision insurance plan provides yearly coverage for eye examinations and partial or full coverage for eyeglasses, sunglasses, and contact lenses, with or without copays, depending on the plan chosen. There are many vision insurance sources, including in Medicare Part C plans.